2025-10 Blog Archive

The iconic American road trip, the freedom of the open highway, the daily commute—for most Utahns, these are unimaginable without a reliable vehicle. From the steep canyons of Moab to the sprawling suburbs of Salt Lake City, a car isn't just a luxury; it's a necessity. However, navigating the path t

Let’s be real: life doesn’t care about your credit score. An unexpected medical bill, a sudden car repair, or the rising cost of groceries can throw even the most carefully planned budget into chaos. When you’re already struggling with a less-than-perfect credit score, these emergencies can feel ins

In an era defined by soaring inflation, unpredictable job markets, and rising living costs, many Americans find themselves in need of quick cash. Whether it’s an unexpected medical bill, a car repair, or just making ends meet before the next paycheck, the urgency is real. When facing a financial sho

In today’s hyperconnected digital world, financial security is no longer a luxury—it’s a necessity. With cyber threats like identity theft, phishing scams, and credential stuffing on the rise, monitoring your online financial accounts has become a critical line of defense. For users of Xact Loans, a

The modern financial landscape is a paradox of opportunity and anxiety. With soaring inflation, rising interest rates, and persistent whispers of a potential recession, many Americans are feeling the pinch. In this high-stress environment, the allure of tapping into one's own retirement savings thro

In the intricate dance of the global financial system, few things are as immediately impactful to the average consumer as the interest rate on a personal loan. In an era defined by economic uncertainty, soaring inflation, and rapid central bank policy shifts, the choice between a fixed and a variabl